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MEGAT AKMAL FAIZ
Do you want to
plan your financial ?
Hey, I'm Megat Faiz.
I'm determined to analyse your financial status. My only question is, will it be yours?
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Who is Megat Faiz ?
Fulltime, Independent and Comprehensive Financial Planner who focuses on helping people in making informed financial decisions through professional and non-biased financial advisory.
I assist my clients to achieve their financial goals by providing holistic end-to-end wealth management services in financial planning.
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MEGAT FAIZ - Licensed Financial Planner
Megat Faiz is a Fee-based Licensed Financial Planner with The Security Comission of Malaysia (SC) as a Capital Market Service Representative License holder ( CMSRL ). The SC is a statutory body entrusted with the responsibility of regulating and systematically developing the capital markets in Malaysia. This CMSRL license authorises him to offer licensed investment & financial planning related advisory.
Currently, Megat Faiz is a Wealth Planner at Phillip Wealth Planners Sdn Bhd ( Financial Advisory & Planning Firm ), a subsidiary company of Phillip Capital and also an Advisor at The Sophisticated Investor (TSI). He is qualified as a Shariah Registered Financial Planner( ShRFP ) awarded by Malaysian Financial Planning Council ( MFPC ).
Holding both CMSRL and Takaful licenses, he is a fulltime, independent and comprehensive financial planner who offers professional and non-biased advisory to help people in making informed decisions in choosing their financial products.
PARTNERS
Unit Trust Fund House
PARTNER
Takaful
PARTNERS
Estate Planning Company
1
CASHFLOW ANALYSIS
Cashflow, or looking at money going in and out, may be the most important part of a financial plan. A good cashflow management plan can allow for discretionary spending, while helping clients manage upfront expenses and still save for their long-term goals.
By helping you to review your expenses, I can empower you with information to make informed and realistic decisions. By the end of the cashflow analysis, you should have a great idea about how your cashflow situation impacts your ability to achieve your goals and objectives, and what corrections needed to make in order to shape your financial future.
You will know how much allocation to go for your savings, investments, insurance, car loans, housing loans and personal expenses through cashflow planning.
2
FINANCIAL HEALTH
Annual financial report card for non-advisory client. A series of non-advisory discussion per single life priority, ranging from investment, wealth accumulation, wealth protection to estate planning.
Very affordable to individuals regardless of age and professions. Prepared professionally that cover
FOUR main areas of personal finances : cashflow, networth, wealth accumulation and wealth protection.
3
DEBT MANAGEMENT
Most people, regardless of their net worth or level of income, carry debt—whether it’s from buying a home or from financing another big-ticket purchase, such as a new car.
Conventional wisdom says that as long as there is enough income to cover regular debt repayments, then debt is an acceptable part of a financial plan. But carrying an excessive amount debt can restrict a person’s ability to take advantage of certain financial opportunities. And the interest that accrues on any loan is money that’s not available to be invested for other purposes.
We help to assess whether or not our clients’ level of debt is healthy—and, if not, to provide methods that can help them get their finances back under control.
WEALTH PROTECTION
4
“You don’t buy life insurance because you are going to die, but because those you love are going to live.”
Insurance planning is to protect yourself, your family and loved ones, your home, your assets, or your business against unexpected events. The planning is vital to identify and analyse risk factors in life and seek proper coverage to attain a peace of mind and ease financial burdens that can occur when disaster strikes.
Carrying insurance is crucial, but the most important aspect is carrying the appropriate type of insurance. Each person has different insurance needs tied to his/her unique situation.
Understanding this, I will help you to review your current insurance/ takaful plan and tell you whether they are adequate or not ( if you have any ). Since TSI have independent financial advisors, they can assist me to offer you an expert, non biased advice. Knowing there is no “one size fits all” your plan will be a combination of plan from few companies, and you will get the best plan in the market.
5
INVESTMENT PLANNING
There is a wide variety of investment options, including shares, bonds, mutual funds, bank deposits, real estate, futures and options. Through investment planning, I can help you identify the most appropriate portfolio mix that suits your risk profile.
I will help you to navigate through the investment safety, growth and income that you will get from your investment by choosing the right investment vehicle to meet your financial objectives. I will advise you on the right amount to invest, where to invest and how long to invest based on your investment risk level without being financial product pusher.
You will see how I will assist you to enhance your future wealth through capital gain & income earning by strengthening your investment portfolio and save on taxes you pay.
6
EDUCATION PLANNING
Planning for your children’s education is probably one of the most important goals you will have as a parent. At the same time, parents often get confused on what are the best options for them to save or invest to build the fund.
Unit trusts agent says buy unit trusts, but what if the fund is not performing well? If you meet property agent, no matter how good they are, they will say buy property now and sell later. Again, you will feel worried if that property cannot be liquidated on time? Where are you going to get the fund to send your child to further their studies? Your friend who is a remisier might ask you to buy an equity and your cousin might advise you to just buy gold and let the price appreciates over time. At the same time, your insurance agent will try to sell you their education funds product and says they are the best in the market.
You might get more and more confused on trying to get the right information from different people.
Through my professional financial advisory, I will guide you on the tips and tricks of building the right education fund for your precious children so that it is available to you on the time. I will guide you by building the right portfolio to ensure the education fund is safe and secure so does your child’s future.
7
RETIREMENT PLANNING
Many people have made mistake in viewing retirement as a destination instead of a journey. That is why 3 out of 4 Malaysians have insufficient fund for their retirement.
In preparing for retirement, you might want to ask yourself these questions :
- When is the best time to prepare?
- How much money I need monthly in retirement years ?
- How much would be enough to lasts throughout my retirement ?
- I already have pension / KWSP Fund, do I need more fund?
- I want to retire at 50, how much I have to set aside every month?
- What a comfortable retirement will costs me?
Worry not, I will be with you to answer all these questions easily for you. Ensuring whatever you are earning and saving now will bring you a great retirement journey with your loved ones through proper retirement planning advice.
8
LEGACY PLANNING
“ A person should not let two nights pass without a Will “
Said The Holy Prophet (saw) said in Hadith Abu Daud, Bukhari & Muslim
“When death approaches one of you, it is your duty to make a Will for parents and close family members in the matter of your estate, fairly. This is an obligation for the righteous.” Al-Quran (2:181)
You might have heard the term like Will, Hibah, Trusts, Faraid, Probate, Waqf but still confuse what are these instruments are for? I have all the explanation for you and will do all these arrangement for you based on your needs. All you need to do is to let me know what are your wishes and how do you want it to be distributed to your loved ones after knowing the importance each of the estate planning component.
Let me tell you 5 reasons why you need to do estate planning :
- To protect your spouse & your young children ( Hibah & Trusts )
- To plan for your own welfare ( Sedeqah & Waqf )
- To eliminate family messes when you are gone ( Will )
- To prevent your wealth to be passed on to unintended beneficiaries ( Faraid )
- To pass on your wealth to the next generation ( Trust )
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WHAT MY CLIENTS SAY
Dr Fatin
Service baik! Thank you Megat for assisting me while I'm warded. Cepat GL approve! Alhamdulillah. Very efficient
Azmin
Terima Kasih Faiz sudi luangkan
masa buat financial planning untuk keluarga kami. Dapat dah financial view macam mana nak uruskan kewangan
dari sekarang. Alhamdulillah
Hafidz
Terima kasih banyak2 Megat. Dapat juga belajar pasal investment explanation haritu. Sebelum ni tahu ASB dgn TH je. Boleh la kembangkan lg asset through other financial investment spt Unit Trust dan Private Mandate. :)
SOME OF OUR CLIENTS
APPLICATION PROCESS
BOOK AN APPOINTMENT
Set an appointment date regarding
your financial inquiries and needs.
BRIEFING
ONLINE / PHYSICAL
The explanation, briefing and discussion will be conducted through online meeting or physical meeting, depending on the availability of both parties.
SUBMIT APPLICATION
Your applications will be submitted
once both parties agreed on the
terms and conditions.
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FEES AND CHARGES
I offer you an expert advice at an affordable and flexible rate based on your needs.
SERVICES | PRICES (RM) |
Product Advisory & Quotation | 50 ++ |
Individual Financial Health Check | 200 |
Family Financial Health Check | 300 |
Modular Financial Plan (Single scope) | 500 ++ |
Comprehensive Financial Plan (Holistic Financial RoadMap) | 2,000 - 10,000 |
Financial Talk & Training | 500 onwards |
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Let's drive your financial to success.
Mailing Address
D-20-3A, Menara Suezcap 1, KL Gateway, 59200, KL
Email Address
faizmegat@yahoo.com
Phone Number
(60) 13-289 2436